Buy and receive it now pay later
in several instalments, 0% interest

Buy and receive it now pay later in several instalments, 0% interest

“Buy now, pay later” is a payment solution to help customers shop and receive goods or use services even they have no cash or credit card available at the time of purchase.

Since no proof of income is required, when registering and completing the eKYC identification and verification, a loan limit will be granted based on the customer’s shopping history.

Buy and get instantly. Pay later in multiple instalments, with % interest rate.

Nội dung

Mua và nhận ngay, trả trong nhiều kỳ lãi suất

Viết bài ở đây

“Buy now pay later” model

“Buy now pay later” model

1. Customers use the service at stores and make payment in the form of "Buy now, pay later".
2. Stores directly deliver/hand in goods to Customers.
3. PAYDI pre-pays 100% of order value to stores.
4. Customers pay the loan (divided into several installments) to PAYDI's Partners.
  1. Customers use the service at stores and make payment in the form of "Buy now, pay later".
  2. Stores directly deliver/hand in goods to customers.
  3. PAYDI pre-pays 100% of order value to stores.
  4. Customers pay the loan (divided into several installments) to PAYDI's Partners.

Mutually beneficial
payment solutions.

Mutually beneficial payment solutions.

Benefits for businesses

Benefits for businesses

Increase the frequency of customer purchases;

Increase average order value;

Increase the number of new customers;

Increase customer conversion rate up to 35%;

Reduce the rate of "abandoning" items because customers are not ready financially or spending money;

Data analysis for consumer habits and behaviors helps businesses reach customers effectively and increase revenue.

Receive 100% payment order value immediately from PAYDI.

Benefits for customers

Benefits for customers

No cash or credit cards needed at the time of shopping;

Shop, get goods and services now, pay later;

Easy access to shopping loans in 5 minutes;

Be proactive in spending because postpayments are divided into many periods.

0% interest rate, many incentives offered.

Estimated caculation of
Buy now buy later (BNPL)

Estimated caculation of Buy now buy later (BNPL)

Amount to pay

Choose the payment term
Payment fee for BNPL


Estimation for Buyer BNPL
Amount to be paid in advance
Monthly interest rate
Amount to be paid monthly
Amount to be paid in total
Difference on selling price
Required documents and procedures Download the App to register for TK + eKYC (CCCD, Face)
Estimation for Store BNPL
Payment fee
Payment fee for BNPL (VNĐ)
Procedure to complete application Directly via POS
Customer's form of payment Via selected BNPL Partner

This calculation is for reference only and does not constitute a commitment from the BNPL service provider. The BNPL service provider reserves the right to determine the final interest rate based on current regulations.

Đối tác liên kết

Đối tác liên kết
thanh toán.

Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+

Mô hình reepay

Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+

Mô hình reepay

Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+

Mô hình Kredivo

Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+

Mô hình Kredivo

Register for
buy now pay later

Register for
buy now pay later

(*) Please fill in the information,
Your information will be absolutely confidential

FAQ

What is "buy now, pay later"?

“Buy now, pay later” is a short-term financial solution, currently trending in consumer payments. This installment borrowing at the point of sale allows consumers to make purchases when they do not have cash or credit card available, and it is divided into multiple installments with no interest.

The advantages of "buy now, pay later?

4 advantages of “Buy now, pay later” (BNPL):

  • Convenience: It can be applied for online and is approved almost instantly.
  • No strict credit checks: Approval does not require rigorous credit checks, avoiding potential negative impacts on your credit score.
  • Payment in installments, often interest-free.
  • Flexible payment terms to suit your budget (depending on the BNPL provider).

 

Conditions for approval of "buy now, pay later."

As no income proof is required, when registering and completing the identification steps, the loan limit will be granted based on the customer’s shopping history.

What benefits does the business gain when participating in "buy now, pay later"?

Diversified installment options increase sales opportunities for the business.

PAYDI pays the business/store 100% of the order value in advance.

Businesses/Stores can perform customer identification and registration entirely through the PAYDI SmartPOS terminal, making it convenient for tracking, reconciliation, retrieval, and data management.