“Buy now, pay later” is a payment solution to help customers shop and receive goods or use services even they have no cash or credit card available at the time of purchase.
Since no proof of income is required, when registering and completing the eKYC identification and verification, a loan limit will be granted based on the customer’s shopping history.
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Increase the frequency of customer purchases;
Increase average order value;
Increase the number of new customers;
Increase customer conversion rate up to 35%;
Reduce the rate of "abandoning" items because customers are not ready financially or spending money;
Data analysis for consumer habits and behaviors helps businesses reach customers effectively and increase revenue.
Receive 100% payment order value immediately from PAYDI.
No cash or credit cards needed at the time of shopping;
Shop, get goods and services now, pay later;
Easy access to shopping loans in 5 minutes;
Be proactive in spending because postpayments are divided into many periods.
0% interest rate, many incentives offered.
Estimation for Buyer | BNPL |
Amount to be paid in advance | |
Monthly interest rate | |
Amount to be paid monthly | |
Amount to be paid in total | |
Difference on selling price | |
Required documents and procedures | Download the App to register for TK + eKYC (CCCD, Face) |
Estimation for Store | BNPL |
Payment fee | |
Payment fee for BNPL (VNĐ) | |
Procedure to complete application | Directly via POS |
Customer's form of payment | Via selected BNPL Partner |
This calculation is for reference only and does not constitute a commitment from the BNPL service provider. The BNPL service provider reserves the right to determine the final interest rate based on current regulations.
Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+
Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+
Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+
Linh hoạt với các cửa hàng đã có sẵn
điện thoại sử dụng HĐH Android 8.0+
“Buy now, pay later” is a short-term financial solution, currently trending in consumer payments. This installment borrowing at the point of sale allows consumers to make purchases when they do not have cash or credit card available, and it is divided into multiple installments with no interest.
4 advantages of “Buy now, pay later” (BNPL):
As no income proof is required, when registering and completing the identification steps, the loan limit will be granted based on the customer’s shopping history.
Diversified installment options increase sales opportunities for the business.
PAYDI pays the business/store 100% of the order value in advance.
Businesses/Stores can perform customer identification and registration entirely through the PAYDI SmartPOS terminal, making it convenient for tracking, reconciliation, retrieval, and data management.