WooCommerce not Found
Shoppers are credit card holders, purchase goods/services through credit card installment payments, and pay installments over a monthly period thereafter.
Merchants/Stores register for installment conversion for card holders right on PAYDI SmartPOS payment terminals, which are fully automatic, simple to operate, and immediately receive 100% of the payment value when the purchase/sale is completed.
Nội dung
Viết bài ở đây
Viết bài ở đây
Close orders faster when shoppers do not consider or hesitate large spendings on a single purchase.
Increase competitive advantage by providing more financial support option to customers.
Approach and exploit customers who are credit card holders (those with stable incomes screened by banks) from many banks, helping to increase sales overall.
Be able to promote brands/images on PAYDI's communication channels and in the PAYDI Member ecosystem.
Significantly shorten the time by performing fully automatic installment conversion on PAYDI SmartPOS payment terminal.
The procedure is simple and fast, only credit card and ID card are needed. No other proofs/documents required.
Split spending into many payment periods (installment), while being able to use a product/service right away.
Flexible installment period/term (3, 6, 9, 12 months).
Saving time and paperwork for card holders (no longer needing to fill out a paper application, thanks to this procedure is automatically entered on the PAYDI SmartPOS payment terminal by Merchants).
Wide selection with over 23 collaborated banks and financial institutions.
| Estimation for buyer | Instalment via PAYDI | Instalment payment via other financial company |
| Amount to be paid in advance | 0 VNĐ | |
| Monthly interest rate | 0% | |
| Amount to be paid monthly | ||
| Amount to be paid in total | ||
| Difference on selling price | 0 VNĐ | |
| Required documents and procedures |
Only credit card needed |
ID card + Household registration + Electricity bill |
| Estimation for store | Instalment via PAYDI | Instalment payment via other financial company |
| Instalment conversion fee (%) | ||
| Instalment conversion fee (VNĐ) | ||
| Procedure to complete application | Directly via POS | Fill in application manually |
| Customer's form of payment | Via credit card | Instalment loan |
This calculation is for reference only and is not a commitment from the card issuing bank regarding the installment plan. The bank reserves the right to determine the final interest rate depending on current regulations and the installment amount via the card.
Instalment conversion with a credit card is a service that allows credit cardholders to CONVERT the payment amount for a product or service into instalment payments divided over several statement periods. By this way, they do not have to pay the full amount at once on a fixed monthly payment date.
Customers, as credit cardholders, can make purchases of goods/services using their credit cards in the usual way and register for instalment payments without the need to fill out paper forms as in the conventional method.
Stores can carry out instalment conversions for cardholders directly on the PAYDI SmartPOS payment terminal, with a simple process, and receive 100% of the payment value immediately upon completing the purchase/sale transaction.
The installment periods for the credit card instalment conversion are 3, 6, 9, and 12 months, depending on the regulations of the customer’s card-issuing bank.
The process of reconciliation and payment of instalment conversion fees between the Business and PAYDI is as follows:
If the information is complete and accurate, the Business proceeds with the payment to PAYDI.
If the information is insufficient or incorrect, the Business provides feedback to PAYDI’s Reconciliation Department via the email address doisoat@paydi.vn or through PAYDI’s Customer Care staff.
